Development Finance Application
What to expect from the process
Initial consultation: We review your project and funding goals and assess whether the numbers stack up.
Indicative terms: We approach lenders to obtain terms suited to your build costs, timescales, and profit targets.
Application and packaging: We prepare a full development finance proposal, including cash flow forecasts, build timelines, and valuation evidence.
Valuation, legal matters, and due diligence: Once the application is in, the lender will complete their checks and progress to offer.
Completion and drawdown: Funds are released in stages based on your build progress, often monitored by a quantity surveyor or project manager.
Whether you need financing for building development or a complex phased project, we manage the process from start to finish.

Secure funding to build, convert, or refurbish with confidence.
Applying for finance for property development can feel complex, but with the right guidance and preparation, the process can move quickly and efficiently. We help developers and investors secure structured funding to match the scale and pace of their project.
Whether you are building from the ground up or refurbishing existing stock, we provide tailored support through every stage of the development finance application process.
What can development finance be used for?
Funding for site acquisition and land purchase
Ground-up development of residential or commercial property
New build property projects, including single homes and multi-unit schemes
Renovation finance for residential and commercial buildings
Refurbishment loans for upgrading existing properties
Property conversion finance, such as office-to-residential or HMO conversions
Retail and shop fit-out funding for commercial spaces
Home extension and structural development finance
Commercial construction finance for warehouses, offices, or mixed-use sites
Who can get development finance?
Apply for finance for property development in the UK
We specialise in sourcing finance for property development UK-wide, supporting both residential and commercial schemes. Our role is to simplify the process, secure competitive terms, and ensure funding is aligned to your build schedule and exit plan.
We assist with:
- Land acquisition funding
- Construction and build cost funding
- Refurbishment and conversion projects
- Small site developments and large-scale builds
- First-time and experienced developers
As a trusted development finance consultancy, we bring lender knowledge, project insight, and real-world experience to every case.


What is needed to apply for development finance?
Each project is different, but a typical development finance application will require:
- Details of the land or property (title, valuation, location)
- Planning permission or permitted development rights
- Build cost breakdown and contractor schedule
- Gross Development Value (GDV)
- Exit strategy (sale or refinance)
- CV of the developer or key team members
We guide you on how to present your application clearly, professionally, and in a way that meets lender expectations.
If you need financing for property development and want an experienced team to manage the application process, speak to Envelop Finance today. Whether you’re at the concept stage or ready to build, we’ll help you apply with confidence and clarity.
Why work with Envelop Finance?
We are more than just brokers. As a hands-on development finance consultancy, we provide real insight into how lenders assess risk and what makes an application successful.
Working with us gives you:
- Access to high street and specialist development lenders
- Support with proposal preparation and presentation
- Honest feedback and practical guidance
- A single point of contact from enquiry to completion
- A clear plan to help your project secure funding quickly
Our goal is to help you access the right finance for property developers, without the guesswork or delays.
