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Apply for Buy to Let Mortgage

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How to apply for a buy-to-let mortgage

The process involves a few key steps:

Initial consultation: A quick call to understand your property, experience, and structure (personal or limited company). This helps us determine the right route and lenders.

Compare options: We search and find buy-to-let mortgage products that match your needs. Whether the lowest rate, highest LTV, or for portfolio growth, we’ll give clear options - no hassle.

Mortgage quote: A personalised buy-to-let mortgage quote with estimated repayments, fees, and rates. If you’re happy, we move to application.

Application & underwriting: We prepare and submit your application, guiding you on document submission and valuation. We’ll handle all the back-and-forth.

Approval & completion: Once approved, the legal process is finalised and funds are released. We ensure everything runs smoothly.

landlord buy-to-let finance

Fast, flexible mortgage applications for landlords

Ready to invest in rental property? Whether you’re buying your first let or expanding your portfolio, applying for a buy-to-let mortgage doesn’t need to be a drawn-out process. We make it simple, efficient, and tailored to your goals.

From sourcing lenders to completing paperwork, we help you get a buy-to-let mortgage that suits your property, your financial position, and your long-term strategy.

Looking to apply for a buy-to-let mortgage online or want to talk it through first? Either way, we’ve got you covered. 

We can help with:

First time landlords and first-time buyers

Sole traders and limited companies

Expats and foreign investors

HMOs, holiday lets and multi-unit freehold blocks

Standard lets

Mixed property portfolios

Student lets and DWP lets

Personal to limited company transfers

No minimum 6-month ownership rule

Exclusive products available

Apply for a buy-to-let motgage online

Want to get started right away? You can apply for a buy-to-let mortgage online using our secure form. Just provide some basic details, and we’ll be in touch with tailored terms, often within 24–48 hours.

This is ideal if:

  • You already have a property in mind.
  • You’re remortgaging or raising capital.
  • You need a fast turnaround on your next deal.
  • You want to secure a rate before the market moves.

You’ll get clarity on next steps and full support from our expert buy-to-let team. Submit an enquiry today or request a tailored buy-to-let mortgage quote, and let’s get your investment moving.

buy-to-let mortgage finance quote

Why choose us?

We’re not here to push paperwork; we’re here to help you secure smarter finance. When you work with Envelop Finance, you benefit from:

  • Access to a wide range of UK buy-to-let lenders
  • Clear advice on structure, affordability, and rental stress testing
  • Fast response times and direct access to mortgage decision-makers
  • Personalised buy-to-let mortgage quotes based on your deal
  • On-going support from application through to completion

Whether you’re a first-time landlord or a seasoned investor, we help you get a buy-to-let mortgage that works for your goals, not just your credit score.

Want to know more about buy to let mortgages?

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