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Bridging Loan

bridging loan uk

Fast, flexible finance when time matters

We provide swift and adaptable bridging loan finance for those moments when traditional lending just won’t cut it. Whether you’re dealing with tight deadlines, a property chain break, or simply need capital in a hurry, our bespoke bridging loans are built around your timeline, not the banks.

As a leading bridging loans company, we work across the UK with individuals, investors, developers and businesses needing quick, secure access to funds. From bridging loans in London to deals right across England, we know the pace of the property market and how to move with it.


What is a bridging loan?

A bridging loan is a short-term finance option used to ‘bridge’ the gap between an immediate financial requirement and a longer-term solution, such as selling a property or securing traditional funding.

Whether you’re eyeing a project in the capital or need bridging loans in the UK countryside, we tailor funding to suit the asset and the timeline.

We support both straightforward and complex cases, and we move quickly when the opportunity demands it.

How our process works

Initial conversation

Our team will review your scenario and give you a straight answer, fast.

Indicative terms

We’ll issue clear, no-nonsense terms typically within 24 hours.

Valuation & legal

We coordinate the valuation and legal process to keep things moving efficiently.

Drawdown

With everything lined up, funds can be released, sometimes within days.

Bridging loans are commonly used for:

Buying before your current property sells

Auction purchases with short completion deadlines

Buying land to develop

Light or heavy refurbishments

Raising capital against existing property assets

Business cash flow or tax liabilities

Key features of our bridging loans

Loans from £150,000 to £25 million+

Short terms from 1 to 24 months

Residential, commercial, and land considered

First or second charge options available

Interest roll-up, serviced or retained

Transparent fees and no hidden clauses

For an initial assessment of your enquiry, all we need initially is:

Estimated value of property

Type of property and location

Amount required and how long for

How you plan to repay the loan

Why choose Envelop Finance?

We’re not your typical lender. We bring a clear, commercially minded approach to bridging loans in England and beyond. We offer:

  • Direct access to decision-makers
  • No unnecessary bureaucracy
  • Speed, flexibility, and discretion
  • Real-world understanding of property deals

We’re proud to be a bridging loans company that cuts through red tape and gets things done when it matters most.

Who we help

We regularly provide bridging loan finance to:

  • Property investors and landlords
  • Developers needing funds pre or mid-project
  • Business owners with short-term capital requirements
  • Homeowners navigating chain breaks or downsizing

If you’re looking for bridging loans in London, across England, or anywhere else in the UK, our team is ready to assist.

bridging loan application for all purposes

Want to know more about bridging loans?

Let’s get it moving

We know that when the clock is ticking, you need a lender who moves with intent. Whether it’s a purchase, a refinance, or a cash-flow need, we’re here to make it happen. Get in touch today and discover how our bridging loans can support your next move.

Suitable property types

Residential properties

Commercial properties

Investment properties

Auction properties

Unmortgageable properties

Land and development opportunities

Properties in need of renovation

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