Apply for Buy to Let Mortgage
How to apply for a buy-to-let mortgage
The process involves a few key steps:
Initial consultation: A quick call to understand your property, experience, and structure (personal or limited company). This helps us determine the right route and lenders.
Compare options: We search and find buy-to-let mortgage products that match your needs. Whether the lowest rate, highest LTV, or for portfolio growth, we’ll give clear options - no hassle.
Mortgage quote: A personalised buy-to-let mortgage quote with estimated repayments, fees, and rates. If you’re happy, we move to application.
Application & underwriting: We prepare and submit your application, guiding you on document submission and valuation. We’ll handle all the back-and-forth.
Approval & completion: Once approved, the legal process is finalised and funds are released. We ensure everything runs smoothly.

Fast, flexible mortgage applications for landlords
Ready to invest in rental property? Whether you’re buying your first let or expanding your portfolio, applying for a buy-to-let mortgage doesn’t need to be a drawn-out process. We make it simple, efficient, and tailored to your goals.
From sourcing lenders to completing paperwork, we help you get a buy-to-let mortgage that suits your property, your financial position, and your long-term strategy.
Looking to apply for a buy-to-let mortgage online or want to talk it through first? Either way, we’ve got you covered.
We can help with:
First time landlords and first-time buyers
Sole traders and limited companies
Expats and foreign investors
HMOs, holiday lets and multi-unit freehold blocks
Standard lets
Mixed property portfolios
Student lets and DWP lets
Personal to limited company transfers
No minimum 6-month ownership rule
Exclusive products available
Apply for a buy-to-let motgage online
Want to get started right away? You can apply for a buy-to-let mortgage online using our secure form. Just provide some basic details, and we’ll be in touch with tailored terms, often within 24–48 hours.
This is ideal if:
- You already have a property in mind.
- You’re remortgaging or raising capital.
- You need a fast turnaround on your next deal.
- You want to secure a rate before the market moves.
You’ll get clarity on next steps and full support from our expert buy-to-let team. Submit an enquiry today or request a tailored buy-to-let mortgage quote, and let’s get your investment moving.


Why choose us?
We’re not here to push paperwork; we’re here to help you secure smarter finance. When you work with Envelop Finance, you benefit from:
- Access to a wide range of UK buy-to-let lenders
- Clear advice on structure, affordability, and rental stress testing
- Fast response times and direct access to mortgage decision-makers
- Personalised buy-to-let mortgage quotes based on your deal
- On-going support from application through to completion
Whether you’re a first-time landlord or a seasoned investor, we help you get a buy-to-let mortgage that works for your goals, not just your credit score.