Apply for Commercial Finance
Ready to apply for commercial finance?
We support all types of applicants, from first-time commercial property buyers to seasoned investors and developers.
Apply for commercial finance in a few simple steps:
Initial enquiry: Submit your details or speak to one of our advisers
Information gathering: We’ll request key documents to assess your position.
Terms and structuring: We negotiate with lenders to find terms that match your goals.
Formal application: Once terms are agreed, we submit your commercial finance application for approval.
Valuation & legal: We coordinate valuation and legal steps to keep the deal progressing.
Completion: Once approved, funds are released and your deal completes.

Simple, straightforward applications
When it’s time to take the next step with your business property plans, applying for commercial finance doesn’t need to be complicated. We make the commercial finance application process as clear and efficient as possible, with expert guidance from start to finish.
Whether you’re buying new premises, refinancing an existing asset, or investing in a new venture, we help you apply for commercial finance with confidence.
Our team will walk you through each step of your commercial finance application, ensuring your deal is structured correctly and presented in the strongest possible light.
Types of mainland UK securities allowed for commercial mortgages:
Warehouse
Land
B&Bs
Restaurants
Offices
Pubs
Shops
Industrial units
Care homes
Who can apply for a commercial mortgage?
Individuals
Sole Traders
LLPs
Partnerships
Limited Companies
Employed and self-employed applicants
Expats and non-UK residents
Pension funds
Charities and trusts
Apply for commercial finance online
Prefer to start digitally? You can apply for commercial finance online via our secure form. Simply submit a few initial details and we’ll get in touch with indicative terms, often within 24–48 hours.
While each deal is different, most commercial finance applications will require:
- Latest business accounts or self-assessment (for individuals)
- Details of the property (location, value, usage)
- Tenant information (for investment properties)
- Evidence of deposit or equity
- Details of any existing borrowing or liabilities
- Your repayment plan and exit strategy (if relevant)
Don’t worry if you don’t have everything to hand; we’ll guide you on what’s needed and help you prepare a clean, lender-ready application.


Why apply for commercial finance with us?
We’re not just a broker; we’re your partner in securing the right commercial funding. Here’s why businesses across the UK choose us when applying for commercial finance:
- Fast, no-nonsense advice tailored to your deal
- Access to a wide panel of high street and specialist lenders
- Support with structuring, packaging, and presenting your case
- A clear path from enquiry to completion, no wasted time, no hidden fees
When you apply for commercial finance with Envelop, you’re working with people who understand what lenders expect and how to get deals approved quickly.
Start your commercial finance journey today
Whether you want to apply for commercial finance online or speak to an adviser first, we’re here to help.
Submit an enquiry, request a call-back, or start your commercial finance application right now, and let’s get your deal moving.
We combine speed and service with real expertise, helping you avoid delays, rejections, or missed opportunities. Our team understands the process inside out, and more importantly, we know what lenders want to see.
