Commercial Mortgage Calculator
Calculate commercial loan costs
Get an indicative repayment calculation for your commercial loan quote. To discuss quotes in more detail please call us.
This tool is for illustrative purposes only
Ready to get a proper quotation?
Click the button shown opposite.
Use our commercial mortgage calculator
To use the commercial mortgage calculator, simply enter:
- Loan amount required
- Term in years
- Interest type (fixed or variable)
- Estimated commercial mortgage rates
- Property value
Once entered, the calculator will display:
- Monthly repayment estimate
- Total loan cost including interest
- Indicative commercial mortgage interest rates
For a personalised quote based on your specific deal and credit profile, speak to our commercial finance experts.
Quickly estimate your commercial finance costs
Looking to get a clear idea of how much your commercial mortgage might cost? Use our free commercial mortgage calculator to estimate monthly repayments, interest costs, and total loan outlay, based on your loan amount, term, and commercial property type.
We provide tools and advice to help you make informed decisions. Whether you’re purchasing new premises, refinancing, or investing in commercial property, our commercial financing calculator is the perfect starting point.
Use our commercial financing calculator above to estimate costs and assess affordability. Then speak to our team to explore real options tailored to your deal.
What affects your commercial mortgage costs?
There’s more to commercial mortgage finance than just the rate. When using the commercial financing calculator, keep in mind:
- Loan-to-value ratio (LTV)
- Type of property (retail, industrial, office, etc.)
- Tenant profile and lease terms (if investment)
- Your business or rental income
- Creditworthiness and trading history
- Market conditions and current commercial financing rates
We help you interpret these factors and ensure you understand the true cost of borrowing, not just the headline figure.
Commercial mortgage rates
Commercial mortgage interest rates vary widely depending on your lender, the asset, and your financial position. Rates can start from a reasonably low amount per annum for low-risk borrowers – but may be higher for more complex or speculative deals.
We work with a wide network of lenders to secure competitive commercial financing rates, whether you’re buying an office in Birmingham or a warehouse in Glasgow.
Our access to the full UK commercial mortgage market means you get the right rate, not just the first one offered.
Types of mainland UK securities allowed for commercial mortgages:
Who can apply for a commercial mortgage?
Want to know more about commercial mortgages & finance?
Why use Envelop Finance?
We’re more than just numbers on a screen. When you use our commercial mortgage calculator, you also gain access to:
- A dedicated commercial finance team
- Access to leading commercial lenders and private banks
- Transparent advice on structure, rates, and risks
- Support from enquiry through to completion
Our mission is to help you secure funding that fits; fast, clearly, and without unnecessary red tape.
What next?
- Request a personalised quote
- Speak to a commercial mortgage specialist
- Compare rates from our trusted panel of lenders
